Last updated on April 13, 2022

Overview

Uplift Credits (“Uplift” “UpliftCredits”, “we”, “us” or “our”) is committed to protecting the privacy of personal information of identifiable individuals who visit our website (the “Site”) and use our services (the “Services”). As used herein, “you” or “your” means anyone who accesses and/or uses the Site or Services.

Amendments to this Privacy Policy will be posted to the Site and will be effective when posted. Your continued access to and use of the Site and Services following the posting of any amendment to this Privacy Policy shall constitute your acceptance of such amendment.

Consent and Information Collection and Use

As a user of our Site and Services, you may provide personal information to apply for a loan (“Loan Application”), for us to communicate with you, and for other purposes set out in this Privacy Policy.

In connection with a Loan Application for which you wish to be considered, you may provide us with your (1) name; (2) contact information (mailing address, telephone number, fax number, email address, etc.); (3) birthdate; (4) social security number; (5) current and past employment history (occupation, name of current and past employers, names and contacts of references, etc.); (6) education history; (7) financial situation (assets, liabilities, income, etc.); (8) number of dependants; (9) banking information (bank statements, account transaction history, etc.); and (10) contacts of reference.

We may collect personal information about you through your interactions with our representatives, from your employers, financial institutions and other third-party sources.

We may also collect personal information from credit bureaus in order to verify your creditworthiness, from your contacts of reference to verify your identity and/or from skip tracing service providers to locate your whereabouts or serve you with documents.

By providing personal information to us, you voluntarily consent to the collection, use and disclosure of such personal information as specified in this Privacy Policy.  Without limiting the foregoing, we may on occasion ask you to consent when we collect, use, or disclose your personal information in specific circumstances.  Sometimes your consent will be implied through your conduct with us if the purpose of the collection, use or disclosure is obvious and you voluntarily provide the information.

We may use your personal information for the following purposes (this is not an exhaustive list):

• verify your identity and other information provided by you with credit bureaus, financial institutions and other third parties;

• administer and process your Loan Application;

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• evaluate and determine your eligibility for certain products and services offered by Uplift or our network;

• locate your whereabouts or serve you with documents;

• send funds to you;

• collect a debt owed to Uplift or our lending partners;

• communicate with you, including, without limitation, for the purpose of providing you with information about the Site, the Services and your Loan Application, or informing you of changes or additions to the Site, the Services and your Loan Application or of the availability of any other services we provide;

• provide the Site and Services to you;

• improve the quality of the Site and our business through polls, surveys and other similar feedback gathering activities conducted by Uplift and/or third parties;

• create, manage and control your account information, and to verify access rights to the Site;

• assess service levels, monitor traffic patterns and gauge popularity of different features and service options of the Site;

• enforce this Privacy Policy or our Terms of Use;

• protect against fraud or error, and to respond to claims of any violation of our rights or those of any third parties;

• respond to your requests for customer service;

• protect the rights, property or personal safety of you, us, our users and the public; and

• comply with applicable laws or as authorized by applicable laws.

We may occasionally communicate with you regarding our business, services and news. You have the option to not receive this information.  We provide an opt-out function within all email communications of this nature, or will cease to communicate with you for this purpose if you contact us and tell us not to communicate this information to you.  The only kind of these communications that you may not “opt-out” of are those required to process your Loan Application.

How do we protect your information?

We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal information.

We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Database to be only accessed by those authorized with special access rights to our systems, and are required to keep the information confidential. All emailed sensitive personal information to our lending partners is password protected.

After a transaction, your private information (credit cards, social security numbers, financials, etc.) will be kept on file for more than 60 days in order to abide to state, provincial, and federal laws, as well as for our mutual protection.

Do we use cookies?

Yes, we use cookies. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information.

We use cookies to compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

Do we disclose any information to outside parties?

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information without your consent.

This does not include our third party lenders and trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential.

We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. 

However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Your Consent

By using our site, you consent to our privacy policy.

Opt-Out Rights

If you do not want us to collect, use, and share your information as described in this Policy, you may opt-out by emailing a request in writing to privacy@upliftcredits.com or to our address below and we will not use or disclose your information.

Changes to Our Privacy Policy

If we decide to change our privacy policy, we will post those changes on this page.

Contacting Us

If there are any questions regarding this privacy policy you may contact us at privacy@upliftcreditcs.com