Lend or Invest

… and other options in between

We help North American and European clients or patients receive the beauty, dental, and medical care and services they need from international clinics and hospitals at a fraction of the cost and pay for it over 2 to 60 months.

How our business works

We partner with international clinics and hospitals

We partner with or borrow from lenders and investors.

We originate, fund, & service loans to North Americans & Europeans

Why us?

Patients and clients love us

because they get the care and services they need now from international clinics and hospitals at a fraction of the cost and can pay back in 2 to 60 months.

Clinics and hospitals love us

because we are one of the very few companies that is helping them to significantly increase their revenues and profits from North American and European patients and clients. They also love our multi-lingual team with presence in their home country.

Our lending partners love us

because we generate a consistent inflow of quality loan applications with all of the underwriting and risk analytics completed and packaged for their quick assessment.

Our lenders and investors love us

because of our huge TAM, low CAC, impressive LTV, and the tech to intelligently evaluate loan risks and to scale.

Why now?

Market is growing

Aging population and changing attitudes leading to health and dental vertical growth. Economy detreating, thus the popularity of lower-cost alternatives. All are resulting in an already gigantic medical tourism segment expanding faster.

FinTech is growing

Fintech services, particularly in payment processing and buy-now-pay-later solutions growing at the fastest rate of all FinTech segments. Tailwinds on market and investor interest.

Consolidation is growing

Incumbents are protecting turf by acquiring smaller players. Well capitalized new entrants consolidating to compete. Our target market segment is severely underserved, creating growth opportunities in the market with numerous exit options

Three ways to get involved

Self-Managed Portfolio

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We prepare an underwriting-ready loan application package for your evaluation.

You fund and service the loan.

Collateral: The underlaying portfolio held by you.

Minimum portfolio commitment: None

Fully-Managed Portfolio

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We prepare an underwriting-ready loan application package for your evaluation or reference.

We fund and service the loan per your criteria.

Collateral: The underlaying portfolio held for or by you.

Minimum portfolio commitment: $1 Million

Equity Investment

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Works the same as other private convertible or equity investments.

Collateral: General securities. Does not include the fully-managed portfolios because they are not ours.

Minimum commitment: $5 Million